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Child education vs Retirement plans- The dilemma !
Dreams or financial goals of a middle class Indian family : 1) Buying a house. 2) Overseas travel 3) Child’s education 4) Child’s marriage 5) Retirement savings. Books and various financial planning makeover in magazines/books/websites suggest so. Unlike other financial goals, retirement planning is a different kind of goal as in the other financial goals once the goal is met, the […]
Lean retailing in India
It has not been long since the word ‘Green ‘ was prefixed to every little manufacturing or retailing term. Now Lean is the new Green. Wherever you turn around people seem to be cutting down on all non essentials and sticking to the basics. Remember the old times when people used to buy groceries from the local merchants at discounted […]